The Double Comma Club
Episodes

Friday Apr 29, 2022
Friday Apr 29, 2022
It's one thing for an expert to tell you what you should do when investing in a home, refinancing, and selling. But when you have an opportunity to hear a real start to finish story from a home buyer to held out for the full must-have list and then successfully purchased a home in the Denver market, you will be riveted. Kara Palffy is Nicole's guest. She's the Business Development Manager at The Rueth Team. Buying her second home, selling the first, and all of the hours required make for the best kind of story. Nicole asks Kara about what she had to do to prep her home, how much they actually got over asking, why they decided to NOT add to their real estate empire and sell their first house instead, and how their goal of staying in this home for many years affected several decisions.

Wednesday Apr 13, 2022
Wednesday Apr 13, 2022
Buy NOW to have options later. Real estate is still the number one hedge against inflation and the potential to build long-term wealth is still there! Although the real estate market is tough right now, you have to get in in order to build long-term wealth, earn appreciation, use the equity you've built for a renovation or a move up and you can always refinance once things calm down. Your long-term goals can be achieved through owning a home and we want to help you get there. As always, don't hesitate to reach out if you're ready to start or complete your homebuying journey.

Thursday Jan 06, 2022
Thursday Jan 06, 2022
This story of using real estate to fund a dream makes me smile each time I think about it. I'm joined by my friend Olivia Kuynevicius, an agent with MilehiModern. It demonstrates the power of real estate and the opportunities owning a home creates. On this episode of Financing The American Dream, I and my dear friend Olivia spotlighted her client Cynthia, who just opened a coffee shop in Denver, Colorado... using the Equity in her Homes! Owning real estate quite literally opens so many doors toward financial well-being, you just have to see it for yourself! Join us for this episode spotlighting Cynthia Diaz, Owner, Tonantzin Casa de Café in Denver.

Wednesday Dec 01, 2021
Wednesday Dec 01, 2021
Chris Gordon loves what he does. He especially loves it when he has no juicy stories to bring home other than, "I worked with a bunch of nice people today that wanted to get their ducks in a row, so we set that up." He wishes younger people would set up their estates to have peace of mind, not just for themselves, but for those who will either care for them in the situation of an illness or accident, or those they leave behind. He has some great tips to add some humor to what can be an uncomfortable part of growing up. Even couples married for decades put this off and then there is no easy way to make transfers and act on behalf of the loved on or children if these pieces aren't in place. You'll gain a lot of comfort and information from this episode of The Double Comma Club. Learn more about the services Chris Gordon offers at Stewart + Gordon.

Tuesday Aug 24, 2021
Tuesday Aug 24, 2021
The table below is taken from Tracey Wilson's presentation at the Agent Ignite session. These are derived from his research. If you have questions, please visit his website. This is the BIG RED button he talks about in this presentation. Here is the PowerPoint from this presentation. Here are a few points covered: 1)American Rescue Plan: $1.9 trillion for COVID Stimulus Package Passed even though $800 billion of the previously passed $2.2 trillion CARES Act (passed 3/20/20) had not been spent yet 2)American Jobs Plan: $2.3 trillion for infrastructure Raise the corporate tax rate to 28% Increase the global minimum tax paid to 15% Impose a corporate minimum tax on book income Eliminate tax benefits for the oil and gas fossil fuels sector Increase corporate tax enforcement 3)American Family Plan: $1.8 trillion for universal pre-K, free community college, SLD $50K forgiveness, paid family leave Raise individual income taxes Raise cap gains tax rate Increase estate tax Limit step-up in basis

Friday Aug 06, 2021
Friday Aug 06, 2021
Real estate investments are my favorite topic to talk about, but also my favorite type of loan to help a client with why because in an area where loan officer gets to be creative, often purchasing investment isn't cut and dry. It requires strategy and planning. If you've ever joined me from my building investment empire class in the second Thursday of each month. And you know, I advocate purchasing a home as a primary, living in it for a year and then doing it all over again. Why? Because when you purchase a home as a primary, you can put as little as 3 to 5% down and that frees up cash when you compare it to purchasing it as investment property, which requires 15 to 25% down.

Friday Jul 09, 2021
Friday Jul 09, 2021
How do you start in your 20's investing in real estate? You start with the first one. It's the toughest. Let's think of money in terms of buckets.Your checking account feeds short term expenses Long term savings outside investments retirement Consider setting up automatic transfers. 1 month of expenses, then the remainder rainy day fund, build this account up first.50% monthly needs housing food - your short-term expenses for living and entertainment.30% rainy day20% retirement investment bucket. To invest in real estate, consider saving $125/month. By the time you graduate college, you can afford to buy a home.People who invest in real estate are 48x's wealthier than those who rent.

Wednesday Jul 07, 2021
Wednesday Jul 07, 2021
This episode lumps together 4 episodes from the Real Estate Investing playlist on our YouTube channel. Catch these first four short episodes to get started, first with the logic and then to show how even with a modest income you can still build your retirement through real estate. This 17-minute episode includes: Good Buy, or Goodbye? Creative Investing Long Term Investments - Fact vs. Fiction Turning Rental Income into Retirement Income. Be sure to catch part two publishing next week.

Thursday Dec 31, 2020
Thursday Dec 31, 2020
This is only one session from the outstanding series of presentations during the Fairway Economic and Housing Summit on December 17. The full event featured presentations by the following. You can watch the replays on YouTube here: Barry & Dan HabibDave Stevens Ivy ZelmanChris WhalenRob ChrismanMike FratantoniModerated by Nicole Rueth, Sarah Middleton, and Peter Beanland. Follow along with this presentation from Ivy Zelman. (PDF)

Wednesday Feb 26, 2020
Wednesday Feb 26, 2020
4 Creative Ways To Help Your Kids Buy A Home Statistics show that 17% of parents plan on helping their kids purchase their first home in the next 5 years. That’s up from 13% just a few years ago! We want to set up our kids for success, but also protect our own retirements and financial success. Here are four creative ways you can help your child and yourself! This podcast is sponsored by and produced by The Rueth Team Your home purchase has a long term impact on your ability to build financial wealth. We at the Rueth Team will continue to be alongside you well beyond the closing table. Whether helping to refinance a loan, transitioning to your next home, or building multigenerational wealth through investments, we are committed to finding YOU solutions other lenders can’t… or simply won’t. We look forward to helping you build wealth through real estate by generating passive income for a more financially secure future. Get started by visiting theRuethTeam.com